Using net banking: Things you should take care

Net banking is great banking facility using which we can access and use our bank account from anywhere in the world using the internet. It surely helps us in many ways by saving time for us. You can do different tractions like transfer money to another account, getting statements of your account, checking balance, requesting new cheque book and many more. So in short it is quite useful for sure.

But still I have noticed that many people don’t use it because they think that it is risky. What if their account will be hacked? Let me tell you these days net banking facility is quite improved and safe in compare to past. So there is no need to worry about any problem. Personally I am using net banking option since 8 to 9 years, and so far I never faced any problem. You just need to follow some basic rules and your net banking account will be fine. No need to worry.  Let’s learn few basic things which we need to take care of for securing our net banking account.

Basic rules to take care of your net banking account

Choose strong password for account

Net banking is an important thing, so better you choose strong password for your account. By strong password I mean don’t choose normal password like your name or your birthdates because they are easily hack able. Better you choose some unique password so that nobody can guess it. So better you secure your account with strong password.

Don’t use password publically or share it

It is important that you don’t share your password with anyone around. It is okay if they are very close relative like your partner or parents. But make sure you don’t share with anyone else. It can get leak easily by this way. Another important thing is that don’t use your password in front of strangers. I mean if you want to open your net banking account then make sure that nobody (strangers) around you when you are entering password. By this way it can get leak too. So make sure you keep these things in mind.

Don’t use net banking account on public computers

As I said you should not use your net banking account on any strange computer. Better you only use it on your personal computer. Accessing your net banking account on any strange computer like in cyber café can be dangerous for you. Your password may get leak from their computer. Such unknown computers may have key loggers kind of software on them using which your password can be track. So better you take care of this thing.

Be safe from phishing mails

Phishing mails means you may get mails by someone in name of bank and ask about your personal details and password. Never reply to such mails because original bank never ask you about your personal details and password. Notify about this mail to your bank so that they can warn their other customers.

Always have good antivirus

These days’ hackers are developing new and new virus for computer. So make sure that your computer is having good antivirus and you are updating it regularly. By this way your computer will be virus free and you can have secure session for your net banking. So make sure you are using updated and good antivirus.

So this is it. These are the basic things which you should take care if you are using or you want to use net banking. These all are quite easy ways to follow. So make sure you put them in your daily habit whenever you are using net banking. By this way you will able to secure your account for sure. Best of luck.