Actually, the best thing to do to be able to build your financial credibility is to live simply.

By living simply, means you get to pay your bills on time , buy what you only need and be able to save some for your future or a big want like a car.

Indeed, paying ahead of the deadline would create an image to the credit company that you are a good payor. Even without asking for an additional credit limit, they will keep calling you to avail of their low interest loan.

Why should you take the loan on the first place, when you have no need for it.

So, better yet, never entertain them, lest your debt will increase if you take them being enticed by the little interest.

Like they say you never know what you are loosing until you loose it. It is very sad to think that her friemds could actually treat a fellow friend the way they did. If they would only be a bit considerate.
But that is usually a problem when you live like 2 3 in a house or apartment that is bound to happen. There are those who will feel like they arw superior to everyone else. So they may take it that everybody else should do chores but they shouldn’t, that attitude is very annoying. I would expect everyone to take responsibility in the house and also help out whenever need arises. It was unfortunate that keery was no more. The thing is now they are the ones who will have to live with the guilt of doing her wrong. Kerry did her part and she doesn’t have to live with any guilt.

The reasons why all those gone are well explained, yes I agree many we like to see back in movie , but seen no more , attitude matters a lot, even in school students may have special request as to who would teach them because they do not like the teacher assigned to them, There was also a movie actress in Ph she was so famous in her youthful years but when she grew mature her attitude changed and many complained and wanted to remove as member of the casts of the movie. Those having attitude problem may also have their own problems ,lol./