Actually, the best thing to do to be able to build your financial credibility is to live simply.

By living simply, means you get to pay your bills on time , buy what you only need and be able to save some for your future or a big want like a car.

Indeed, paying ahead of the deadline would create an image to the credit company that you are a good payor. Even without asking for an additional credit limit, they will keep calling you to avail of their low interest loan.

Why should you take the loan on the first place, when you have no need for it.

So, better yet, never entertain them, lest your debt will increase if you take them being enticed by the little interest.

Same here! April 20 is my mom’s birthday. And just like you, my parents have been a good role model to us their siblings.

Thanks for the article.

My parents have been a good role model to us.

Feel how much your mother and father have inspired and inculcated so many good deeds in you. I find that generally people who are in difficulty and struggling to run their lives and those of their children are the ones who children are able to imbibe such habits. Your remembering your mother shows how much she cared for the whole family too. She had a natural talent for crafts and arts which seems to have come to you to and certain impressions of childhood seem to be well etched in your mind.

The best tribute for your mother seems to be people remembering her with a smile. Nowadays it is better if one has not friends but never has any one complaining or speaking ill of them. That is a great achievement which your mother seems to have achieved with the kind of life she lived and the dedication with which she has served the family and made it into a fit unit. Thanks for the share.

You got a very hardworking and I should say a dignified mother.

She served all of you so well, even waking up early to cook and prepare for all of you before going to school.

I think you have inherited the love for crafts such as crocheting of your mother. Really, she embroidered the pillow cases? Yes, you can cut the embroidered portion and have them framed as a remembrance from her.

Lucky for us for having mothers who are caring and loving.

You had a wonderful mother and she will always be in your memory. My mom is the best woman I ever knew, but maybe so can say every child about his mom. Fortunately she is still alive, but I have lost my dad six years ago.

My mother died when I was 6 years old, I never had remembered how she cuddled me, that is why I wrote her a blog about a must to love our mother. Lucky are those whose mother are still alive.Without them would never experience the joys and pains of life. I always miss my mother and father.

Like they say you never know what you are loosing until you loose it. It is very sad to think that her friemds could actually treat a fellow friend the way they did. If they would only be a bit considerate.
But that is usually a problem when you live like 2 3 in a house or apartment that is bound to happen. There are those who will feel like they arw superior to everyone else. So they may take it that everybody else should do chores but they shouldn’t, that attitude is very annoying. I would expect everyone to take responsibility in the house and also help out whenever need arises. It was unfortunate that keery was no more. The thing is now they are the ones who will have to live with the guilt of doing her wrong. Kerry did her part and she doesn’t have to live with any guilt.

no recurrent dreams an it is kind of scary to have recurrent dream as if you are oing to have it in real, i have friends who really got a dream many times in her life that she is obsessd with it now nad fair it will hapen to hear one day, it is really hard to know if its sign or just dream with no meaning

I do not say that it is bad or good of dreams. But, dreams carry some meaning and this much I know. There are people who give more attention to a dream and waste their time thinking about it. This is a scientific world. We will be coming across many situations and sometimes our brain waves catch the frequencies of waves having similar value and characteristics. The will result in dreams. Some psychologists say that they act as premonitions.

I don’t know what the dreams mean but I’m getting tired of those dreams where I get lost in a familiar place and should know my around but I can never seem to get to my final destination. It’s very frustrating! When I wake up from these kinds of dreams, I am so annoyed! On the plus side though, it’s just a dream! 🙂

Dreams can sometimes be just the opposite of what we are , as what you said about your dream of your bag being stolen by a thief when in real life you are a very systemic person.

A type of dream that keep recurring for me is that I am always late for occasions. I would always dream that I am just taking a bath , yet the party at a friend’s house has already began hours ago.

That’s always the type of dream I have , late for occasions or any event.

Though, I am not late on any occasions , but sometimes even early.

Well, dreams are dreams. They don’t have meanings as I have read. It’s us , the dreamers who puts meanings to our dream.

Though, when it recurrent, one can’t help putting some meaning to them or wondering what its message is.

The reasons why all those gone are well explained, yes I agree many we like to see back in movie , but seen no more , attitude matters a lot, even in school students may have special request as to who would teach them because they do not like the teacher assigned to them, There was also a movie actress in Ph she was so famous in her youthful years but when she grew mature her attitude changed and many complained and wanted to remove as member of the casts of the movie. Those having attitude problem may also have their own problems ,lol./