MONEY….One of the major basic need for survival. With the current economy slow down and price hike maintaining proper finances has become a big task that needs to be fulfilled on daily basis. Many say that money cannot but love but I believe that money is important for survival of love. No love can survive if the mandatory basic needs are not fulfilled. It is really important that the prime requirements of food, shelter and clothing are catered to and for them anything that is needed is MONEY.
In the present scenario for a normal middle class person it has really become a constant and big struggle to cater to the demands of his family. With demands I do not mean outright and unwanted demands but the basic needs that are needed for survival. And when the person fails to do so what emerges is a stressed personal as well as professional life.
This kind of stress is inevitable. No matter if you love in a nuclear or joint family if finances rule out your expenses stress will develop sooner or later. This can even to tensions among the family members and its further effects can be really lethal.
Financial stress is a widespread disease that affects 7 out of 10 individuals. With the increasing time this ratio is going up and the stats are becoming miserable. A prolonged financial stress never comes alone . It brings with it loads of medical problems as well. The foremost are hypertension, lack of sleep and depression. Handling financial stress is never easy for any one. But there can be 2 ways that can help to handle it: AVOIDANCE AND CURE.
AVOIDANCE OF FINANCIAL STRESS:
Planning your expenses and working accordingly is the prime factor that can help to keep finances under control. Spending more than your pocket can bear will always end you up in a disaster. Expenses have no limits by themselves . It is purely in your hands where you want to set the limit. Don’t let the society and unwanted show off influence you that you lose your mental peace and health. Always remember that money is important for survival but it can BUY you only temporary happiness.If you are able to manage your basic needs believe me you are a truly blessed one.
CURE OF FINANCIAL STRESS:
I agree in most of the cases people really want to work hard and earn but circumstances are simply not favorable. Having faith in God,and yourself can really help you to sail through this tough time. Maintaining a healthy lifestyle, meditation and proper planning can really help to relieve the load. Always remember that time keeps moving and any phase is life will also move away with it. Have faith and continue to work your best. No effort ever gets wasted.
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Living within our means is the most simple thing to avoid financial stress. Simplify all your needs. No more wants to buy. Buy only the necessities in life.
ALso save even a little money, each time you were given your salary. That way, you will be able to get money from it when there really is a need to do so.
Meantime, if you have full time job, you can go to online earning sites like Literacybase.
I think earning more is the only way we can get rid of the financial stress. Earning more and keeping that money consistent is the way to go.
I think we need to live a simple lifestyle. This is the best thing to earn money than squandering the money without limit. If we know how to budget the money and even cutting out the expenses will be a good practice.
Am just plain and simple when it comes to having financial stability. I spend only what I need to and try to budget the rest. learning to budget your money is the key to saving money but I guess its hard when you have so many responsibilities to care of. But even wit that sometimes you can be broke just by handling your business as parents or being independent. So I cope the best way I know how which is save, save, save.