I am so worried about those old people I see before and even this time struggling to work hard for the money by all means beggary or slavery. It could be slavery to their own children who in the past, they clothed and fed well. This s what I notice this time, married children made their parents their slaves. My heart is so sick about the destination of your parents. Please never make them slaves for a payment of the food they eat n your home and some medicine for their sickness. Why I am having this idea now, it is because when I attended the Sunday mass this morning here, first mass, I saw many old people begging. They seem not beggars in their blood line, but survival is the main reason why they are doing the begging. I saw one old man, with him his guitar and he rode on the vehicle where I am riding. I do not ride my car every Sunday in going to church, the parking area is so far and the nearer one is so limited in space. I am very careful this time, for last time, someone quarreled me because of the parking lot. I better ride a public vehicle if having much time, if not, a taxi to ride.
If you are employed this time, you need to save money for your old age because the pension from Social Security System ( SSS) for the private employment, is not enough, you might be living on LOSS; unlike if employed in a government run office, there is surety of your old age; however, you may refute this for the pension monthly received will not be enough for your daily needs. What if you live too long? What if you are always sick? What if your children always beg help from you despite they are marred? You can never say that you are well-secure during old age. The pension you may receive may not be enough for the entire family, should you have in your home, extended family. Extended family will make your life miserable. Solve that problem while you still have the strength, for if your strength subsides, they will surely abuse you. They may never leave your home and they might not care you at all if you are already too old and sickly.
Since women live too long than men, they have longer time to incur expenses. So you have to act now, spare some amount to build a small but interesting business and have your profit saved in bank. Never withdraw your savings. Let it grow there in your account. Both you and your husband must live within your means. Always have proper monitoring of your health.
This morning also a co-passenger is so pitiful. He is so old to find money through singing in beaches Today is a Sunday, he is expecting better alms to beach goers.
It should be better to let money work for you; than to work hard for the money. Let us all be wise this time for the protection of our old age.
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This will be the real mage of our old age should we never care this time that we still have the better income. During old age, health declines, income declines, and money will be so tough due to high prices of commodities. the prices that we have now maybe doubled or tippled during old age, that is if we reach old age, let us pray and protect our self in order to live too long.
We have to if possible live without means hehehehe just to save, but let us live within our means let us not live beyond our means for we will surely be living on debts.I have known so many friends living in debts. They spend much than their income. They always borrow and borrow money for once you borrow money, there s interest, so the more that you cannot get out of that unreasonable debt.
When shall we start to save at least 10 % of our monthly income? It must be now or never.