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    Tiada wrote a new post, Tips on getting a used car. 7 years, 9 months ago

    We might look for a used car if we have not enough budget, this is the saving or monthly income limitation or a reality that with no choice.

    The banks always only provide loan with the monthly repayment amount […]

    • I think using used RV makes sense for rent. I don’t think I’d buy anything long term. I didn’t find much use for the same.

    • Used cars may fall within the budget but will it be for a long term use? It is impontant to note that though it may be within our budget today, can it be use for a while before requiring servicing. If care is not taken, you can get the car but servicing will end up costing you more which whe putting together could have help you in getting a new car.

    • As a former car dealer rep, I can tell you not to buy without being informed. Take advantage of all information available in the internet about the car you are interested in and don’t let the rep talk you into a car you don’t want. Also, new cars can be brought at a reasonable low down price especially during the fall months. When you have a lot of new cars on the lot, the dealership is losing money so they have to, practically, settle on low prices in order to get rid of them. Bottom line, whether new or not, do your homework and be informed.

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    Krishna Kumar replied to the topic Religion: Hinduism – About Goddess Maha Kali – 2 in the forum Group logo of Knowledge Is Power Use It WiselyKnowledge Is Power Use It Wisely 7 years, 9 months ago

    Great interpretation of the Goddess Kali. The Goddess also inspires us to remove all our avagunas or negative traits and imbibe the sadgunas or positive traits in every human being. She helps her devotees to remove dark aspects of their lives and fill their lives with brightness of knowledge and wisdom which guide and help all humans to think and…[Read more]

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    Tiada wrote a new post, How to escape from running errands and wasting your time? 7 years, 9 months ago

    Running errands really time consuming, because  we have go out, spend time on traffics, find a car park and waiting to be served at the counter for either making payment, making enquiries, lodging a report.

    We […]

    • Division of labour is the fastest way of doing things but the problem with it is that those you assign part of your duties to are not able to accomplish the task the way you will have done or wish for hence you doing everything yourself. With techology all of that is changing as you can now pay all your bills online so the moverment is less.

    • I usually do the errands on the same time and that’s how I try to save some time.

    • This is where online transactions comes handy – bills payment.

      At our office, we have an employee whose job is to go to banks for the deposits of the different affiliates. Since she also go to the bank where I pay my credit card, I send them through her, because she’s accorded good service since our company is one of the valued clients.

      And every Christmas I have a gift for her, for being so gracious in paying my credit card.

    • So true, we can do some many things online now and included to reduce the numbers of going out and stuck in the traffic jam.
      Agree with @Raphael, that we can do more things now in one shot with the current technology level we embraced with. We can paying bill online, blogging at LiteracyBase while having our cloths washing in the washing machine, having our tea cooking in the kitchen and have the vacuum robot to cleaning the floor. Thanks to the innovation and technology!

      I love @dina’s way which ask someone to help her to pay for the credit card bill too. We can ask for help around if the one is good and kind enough to give us a hand. Off course, we have to know how to return with kindness too. Thus, Dina has a Christmas gift for her every year, this one of the way.
      And, we can bake some cakes, cookies and food for the neighbour whom help us for pay our bills too or run some errands for us, and help in saving our time.

    • O&M is what management calls it. If one has an organised method lots can be achieved in little time.

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    Krishna Kumar replied to the topic Religion – Hinduism – About Lord Shiva – The Hope – 5 in the forum Group logo of Knowledge Is Power Use It WiselyKnowledge Is Power Use It Wisely 7 years, 9 months ago

    Interesting information about God Shiva. Adds value to the article and gives new insights about Bholenath Shivji. Who is very benevolent grants boons to devotees if they pray and make him happy with their prayers and not with anything which is materialistic.  He is the Sachidananda Roopa and is the personification of Satyam Shivam Sundaram. His…[Read more]

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    Tiada wrote a new post, 2 ways for a stay at home parent to earn some pocket money 7 years, 9 months ago

    If you are staying at home and taking care of your children, you might have no income or have to reply on your spouse to provide some pocket money to you. Some of the stay at home partner, either mummy or daddy […]

    • This is really a pity to see a housewife in that position.Is it not controlling her from doing what she really wants to be? She has been reduced to financially dependent in the society. Doesn’t she have some wishes and desires? How a husband treat his wife like that? Totally shame on him.
      Of course, there are some sites that may provide some pocket money. But, they are not reliable.
      First, the lady/housewife should have financial freedom and she must be in a position to earn something for her own expenses. If her husband can not fulfill her wants and desires what is the minimum thing he can give her? Totally absurd.

    • A pity that this housewife is struggling. Those tips are very useful. Now in this time and age, the woman has got to be smart and be self-reliant. If something were to happen to the main breadwinner, she has to step up to the plate. There is a website called the penny hoarder that lists plenty of opportunities to earn some side money as well as some full time positions. It is an informative website that can give anybody ideas to how to make some extra income. Hope this helps.

    • Yes, I agree. The stay at home wife should do these things so she also can have money of her own to buy whatever she likes to buy.

      Having those hobbies turned to business is what I always see on televisions. Some are so artistic, that they make those accessories which they sell online.

      A former officemate of mine, resigned because her business of second hand clothes, bags and shoes, became so prolific because she established a niche for Them through her online website where she would take pictures of them and post it in Facebook. Friends and friends of friend , relatives and a lot more would order that she eventually resigned to also have a stall in their house while she also sells them online.

      One should really be determined to prosper.

    • Yes, you are right, @sivasubrahmanyam, that’s really pity that the housewife lose her financial independency after decided to stay at home and take care of the children and the family. In fact, the wife or stay at home one should get paid too, say a quarter of his/her partner’s monthly income as a appreciation of her/his contribution to the family.
      Can we image, how much we need to pay for sending the children to the baby sitter? And how much it need for hiring a domestic assistant? The housewife does all this stuffs and get no paid. It is seems a bit not fair to her.
      @caleb, thanks for sharing the website. Hope this help for those needed, do the opportunities have any geographical factor restriction?
      @michelle, USD20 is too little, right? Agree with you, the housewife need some leaves or “me “ time as the working lady too, and deserve for some pay or something nice or some gifts or a treat. So, my husband treated me and himself too on V day, haha!:P

    • Thanks for sharing your ideas. I think even when a mother needs to stay at home she should find something she is passionate about and find a way to make some money out of it. Like you said art and crafts come in handly even selling them at a low price it will get you someone to refer you to others and get a little client base on you things.

      If you like to write them find a way to make yourself a blog and use google adsense to earn some money.

      There are alot of ways to get a little cash. You just need to be a bit creative.

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