Actually, the best thing to do to be able to build your financial credibility is to live simply.

By living simply, means you get to pay your bills on time , buy what you only need and be able to save some for your future or a big want like a car.

Indeed, paying ahead of the deadline would create an image to the credit company that you are a good payor. Even without asking for an additional credit limit, they will keep calling you to avail of their low interest loan.

Why should you take the loan on the first place, when you have no need for it.

So, better yet, never entertain them, lest your debt will increase if you take them being enticed by the little interest.

Is this products not having any side effect because most of this skin products have dangerious chemical composition that affact the skin at the long run.

Hi there
I agree with you all the products if over used , it does have bad effect if they are natural, Bebak is the same its good and helpful yet it has some artificial ingredients exactly like other lotions and creams and things in the market, the only difference it this product did help and worked nicely on the long term, Thaks for this nice comment

i like the product you review and how honest you are for the good and bad

I did not like it after that, guess i need to do lot of research to find a good product to use, thanks for the comment mangoh, is it mango or mangoh, any way I like how you think like me, about lots of things friend, have a good day today and everyday, thanks again for the polite

i think in the US this practiced as long as the tag are still intact. Some do it. They buy the dress and use it without removing the tag and then return it after use.

I even heard a story from my classmate that they return items even if they had already used it for several years. I’m sure if this is true.

But here in our country, I don’t think it is practiced. But the SM Stores I think allows returns or exchange within a particular time frame and if you have the receipt as proof of purchase.

Good point, I guess also shops know people can do that and if they allow them , that is fair enough , both agrees on the same thing. Then let all be happy, thanks for the input it really make me see the behaviour from different angel. again thanks Ruby and nice to add you also as a friend

yes people here do it all the time, i dont like it but as you say if they accept then its there business

Generally, youngsters do such things and enjoy them. They do not feel bad about such things. That is why we call them teenagers. They like everything and if they do not get them try to follow some method to own them. It depends on their intelligence. It shows how they really execute a plan to achieve their goal.

Once, their passion or desire for such thing is satiated they feel to think what they did is about. They need not be tutored as most of them nowadays are more social and educated. They will learn for themselves or through their friends when they reveal such things to others.

I really would like to know what other such things these people would do.

Yes people ought not take advantage of honesty of shopkeepers and their customer centric approach to take advantage and exploit them.

I think the stores should be more strikt with people like that, that is the only way to stop them so we do not buy used dresses or clothes or anything that become used while we think its still new, anyway thanks for the post that pays attention

Most stores allow customers to return the apparel within 14 days, whether used or not but reasons must be given and original packing is a must.

Although I don’t such thing often, only once I bought a dress for my daughter but she couldn’t fit in, I returned in original packing within 7 days with the receipt and allowed to exchange any item of the same price

I like my spaghetti in red sauce than that one in white sauce. It’s delicious when it’s red sauce that I can eat a lot. Though, I prefer to eat it when it has cooled down. And I like it also with mushroom buttons, sliced thinly.

So what red sauce is for you the best for the spaghetti? I always would use Del Monte tomato paste so it’s so tasty. The tomato sauce is a bit not very tasty as to the tomato taste.

The tomato paste mmakes the sauce thick and sticky that it sticks to the spaghetti. Putting some grated cheese makes it so creamy.

Spaghetti is one of my favorite foods along with fried chicken actually. 🙂

How could you eat sweet with salty and spicy that is a big mess, no I like to eat these foods after not in the same plate

tried and didnt work for me either, and its not fully natural my friend tried it ang got allergy also, i wish if they tell us what is in product