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Actually, the best thing to do to be able to build your financial credibility is to live simply.
By living simply, means you get to pay your bills on time , buy what you only need and be able to save some for your future or a big want like a car.
Indeed, paying ahead of the deadline would create an image to the credit company that you are a good payor. Even without asking for an additional credit limit, they will keep calling you to avail of their low interest loan.
Why should you take the loan on the first place, when you have no need for it.
So, better yet, never entertain them, lest your debt will increase if you take them being enticed by the little interest.
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Indeed before that is the term @Ruby. I didn’t know that it’s now called intellectual disability.
That is good, because those previous term is a somewhat demeaning.
It’s good also that you explained how come Carla was born with intellectual disability.
I am happy to know Carla had joined those that showcased her talents and abilities and we saw her on TV when she joined one. 🙂
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I am also happy that our society now is more aware that these PWDs are not different from everyone else. They should be treated equally despite their disabilities.
I am also happy that the government is addressing this now by having SPED in almost all public schools in the country.
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Hi, and really amazing points you wrote there, and sorry that most of my posts and comments have but, it is not everywhere called that way, and there is nothing wrong to be called in the old name mental retardation, why? some of these people have intelligent that is more than normal people who are not labeled that way
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Good Morning ladies and gent.
the term intellectual and retardation are both in use since long time, non is replacing the other, both are correct and you can choose which is suitable to you.
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The change in terminology is quite good because it is less hurting for the person affected or to the parents. It is good society had come to accept and understand their situations well. There are special schools for them to help them cope and have a social life.
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Yes, so true. I am really happy that we have this SPED Program of the DepEd. It really is demeaning, as Dina mentioned, to use the old term. At least now, our society is aware of we should accept them despite their disabilities.
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Hello Ruby? And finally I am able to catch up a blog from you. This day I brought my lap top to school to do inputting of scores to the school’s system, so here I am so impressed about your very nice and informative blog.My salute on this for you are presenting here many things like how MR was previously called and changed to wave the incapacity and reputation of the family if having a special child. Yes, you are right, that there are many institutions this time that cater the need of the special children and children with impaired physical properties especially the mental disability. They need care so they will know how to feel love and care.
Take care and congrats.
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Thanks Cely!
I do really applaud you for your dedication in your profession and at the same time squeezing time for this site. I hope that your internet connection is now faster than before.
I can really relate to the situation of our PWDs here in the Phils. Although there are already institutions for this, still we lack some financial support for them to be sustainable in their future.
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@ trees and moons
in the Special Education Program of our Department of Education, if possible we should not use the word ‘mental retardation’ anymore but rather the term ‘intellectual disability’.
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I understand you point and I find intellectual disability is kinds inappropriate as some with mental retardation are having high IQ, and they better than some with no disability, so why to insult the intellectual ability of the mentally retarded? that is why I just say its not an international name to call these people, and still lots of countries in the special education field call it mentally retarded. I respect your point but that is not international point, that what I mean by mentally retarded
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