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India:Organizations -ESIC- Employees State Insurance Corporation-Health Security
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The ESIC or Employees’ State Insurance Corporation is one of the major organizations which has been providing healthcare and social security for employees in government and private sectors of various companies, organizations and firms for more than 65 years. It has thus played a major role in ensuring India’s prosperity by insuring the security of its workforce.
It has a variety of welfare schemes and offers a robust socio-economic protection to India’s large workforce. In addition to medical care, every insured worker under ESIC is eligible for cash benefits and money pensions in case of contingencies of life, thereby ensuring their lifelong security. Some of the benefits which employees are eligible when enrolled in ESIC are discussed here. There is an enhancement of wage ceiling which has taken place from the earlier limit of Rs.15,000 per month to Rs.21,000 a month for coverage.
There is a new initiative which ESIC has taken under its Health Reforms Agenda. This consists of special OPD for senior citizens and differently-abled persons. Construction workers can also avail the benefits of ESI Scheme. Online availability of Electronic Health Record of ESI Beneficiaries is now available. Under the Abhiyan-Indradhanush scheme, change of bed sheets of specified colors has been introduced daily and a medical helpline 1800-11-3839 for emergency and seeking guidance has been launched.
Under the telemedicine services ESIC has launched a pilot project at 11 of the ESIC locations at No Cost. Under the scheme SPREE – Scheme for Promotion of Registration of Employers and Employees all the establishments and factories who haven’t yet registered all their employees under the scheme can do so till the 31st of March 2017. This gives a window of opportunity for those not included to be brought under the umbrella of the scheme thus increasing the benefit to a larger population of employees in all sectors.
The ESIC reach is huge as it has 151 hospitals, 1467 dispensaries, of these 159 are ISM Units, 948 patrol clinics, 42 ESIC annexes, 7898 insurance medical officers are present all serving 2.13 crore persons or family units having 8.28 crore beneficiaries. There are 62 regional, sub regional and divisional offices and 628 branches and 185 pay offices. All these facilities are continuously being upgraded and extended to every nook and corner of the India.
The benefits which members of ESIC are entitled to are as follows medical benefit, sickness benefit, maternity benefit, disablement benefit, dependent’s benefit, unemployment allowance under the Rajiv Gandhi Shramik Kalyan Yojana, Old age medical care, vocational training, physical rehabilitation, confinement expenses and funeral expenses in the case of unfortunate demise of the member.
The organization has to grow leaps and bounds to extend their reach to all sections of employees in the country. One can contact or reach ESIC by different methods by telephone, websites, through offices, telephones and toll free numbers and medical helpline as the government is doing its best to reach one and all and ESIC is trying to reach all the Indians to provide health care and social security and also by improving the quality of services by upgradation, introduction of new features as these are a must to any country having a strong workforce like India and make the country strong with a robust growth.
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