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10 Easy Ways to Earn Money from Facebook

Facebook is a household name around the world. This social networking platform has over 2.2 billion registered Monthly Active Users (MAUs) and the number is growing rapidly.

While Facebook allows you to stay in touch with relatives and friends, it also offers excellent opportunities for people to make money. There are several direct and indirect ways by which you can earn money from Facebook in 2018.

All you need is a Facebook account and some ingenuity to cash on the world’s favorite social media platform.

Why Facebook

Facebook ranks as the world’s third most popular website, surpassed only by search engine Google and its video sharing channel, YouTube. This means, whatever you do on Facebook has immense impact around the world.

Realizing that people also need to make money through social networking, Facebook has launched several tools that allow people to earn. The website has global reach and allows posting text, pictures, video and audio content for registered users.

How to Earn Money from Facebook

Considering the above facts, here are 10 beast and ways and means that can help you make money with Facebook. You can use one or multiple ways to make money from Facebook as per your convenience.

Refer: 3 Best Google Online Jobs

1. Facebook Marketplace

Facebook Marketplace is a free facility offered by the social networking website. It allows you to list various items, services and deals and promote them directly within the Facebook community.

The service allows you to reach thousands of people through your own social network while allowing Facebook friends to notify others about what you are selling. You can sell any item or service that meets Facebook Community Guidelines.

Similar to classifieds, the buyer can contact you, inspect the goods and finalize price, shipping and other details.

However, if you have an eye for unique stuff, you can make more money. A lot of items sold on Facebook Marketplace are rare and can fetch higher value in brick-and-mortar stores. Buy the stuff and resell it either online or through stores.

2. Affiliate Marketing on Facebook

Affiliate marketing is a system by which you promote a product, brand, service or company through a Facebook page or groups to your contacts. Thousands of merchants including Amazon, Flipkart, VCommission, Shaadi.com and many other pay you to promote their products.

You can do so by joining affiliate marketing programs offered by these organizations and posting their content on your Facebook page. Every time an interested party looks up the advertisement or content you have posted and becomes its customer, you stand to make some money.

3. Advertise Your Business on FB

Facebook has emerged as the single largest common platform on which every business- from home based ventures to the largest banks and consumer goods companies have a presence.

I have seen many common people are promoting their training, consultancy, selling home-made products or even custom-made dresses and jewelry through Facebook business. There are multiple options to promote your product on Facebook.

You can also interact with customers through the instant messenger service available on Facebook.

4. Create Facebook Content

Facebook encourages people who have unique skills or knowledge to take time and create digital content that can be sold through an app called 22Social. Content that can be sold includes PDF files, audios and videos.

Facebook also provides an excellent online tutorial for people who wish to monetize their content using 22Social and the social media platform.

All you need is a Facebook page, a free 22Social account, verified PayPal account and free or paid account to digital hosting including Dropbox, Vimeo, YouTube, Google Drive and SoundCloud, among others.

5. Earn by Selling Facebook Likes

This is a very debatable way to make money with Facebook. There are forums that support selling ‘likes’ for a Facebook page while others deem the system as illegal. Regardless, there are several marketers who will pay you to send a Facebook page to your ‘friends’.

Your friends have to simply click the ’like’ button on that Facebook page. According to various reports, including one published by National Public Radio (NPR), people charge as much as US$ 75 to give 1,000 likes for any Facebook page. Others advertize the service on sites like Fiverr.

6. Influencer Marketing on Facebook

Influencer marketing is not for anyone who has a large following on Facebook. Indeed, most people do not permit people to ‘follow’ them on Facebook because their content can land them in danger, if it is dealing with sensitive issues like politics and religion.

However, influencer marketers look for people with large followings and huge network of friends. They offer money to promote a brand or ideology through your Facebook page.

The system came under scrutiny of American and other law enforcement agencies after it was revealed that some sort of ‘influencer marketing’ could have been done by certain countries during election campaigns in the US and elsewhere.

Offering your Facebook following for influencer marketing for brands of products is however harmless.

7. Earn from Facebook Ads

Facebook Ads is a facility extended by the social media giant to corporate and individual users. It allows you to create and pot advertisements of various sorts that target a specific group of people based on age, location and other demographic parameters.

If you have a small home based business, you can make money by advertizing through Facebook Ads. The social media firm offers free and paid packages for Facebook Ads, depending upon your usage and target audience.

Additionally, you can also offer services of posting advertisements on behalf of businesses who wish to remain anonymous. Several large companies looking at hiring staff do not divulge their identity.

8. Manage Facebook Accounts

Managing social media accounts, especially Facebook page of a company or celebrity is very lucrative work from home option. There are scores of social media management jobs you can find online.

These jobs that require you to manage Facebook pages can be done fulltime or even part-time to make extra money. They are advertised under various designations like Social Media Manager, Facebook Assistant, Social Media Specialist and myriad others.

9. Facebook Groups

People open group pages on Facebook for various reasons. There are two categories of Facebook groups- Open and Closed. In an ‘Open’ group, people can join anytime. The other is a “Closed” group where membership is by invitation or application only.

Opening a Facebook group enables you to work as micro-influencer or a cause, political party or business. You can invite friends to become members of the group and invite others too. Upon reaching the desired level of membership, you can ‘close’ the group. A ‘Closed’ group allows you to influence members about anything.

10. Direct Advertizing

A small business can post advertisements directly on a regular Facebook page to attract customers. These advertisements can be about employment, classifieds, products and services. Many small businesses use Facebook purely as a forum to post their advertisements.

A lot of jobseekers also browse Facebook pages of companies to find employment opportunities.

In Conclusion

Facebook allows linking with various apps that allow you to open an online store or get memberships. However, the company is currently reviewing its policies governing apps as well as security levels of apps after reports of data leaks rocked the world in March 2018.

Hence, we prefer not to comment on these money-making apps that can be linked with Facebook. As we can see from the highlighted examples, it is very easy to earn money from Facebook. All you need is the inclination and time to cash-in on the social media platform.

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HR Interview Questions and Answers for Freshers & Experienced

Every jobseeker looks forward to an interview call. Regardless whether you are a fresher or veteran in your field, an interview will be conducted by any prospective employer, before hiring.

Sometimes, questions asked can be predicable. However, an interviewer can occasionally toss an odd or awkward interview questions that can overwhelm an experienced jobseeker too. Hence it is vital to know the significance of an interview and what it entails.

What is an interview?

The Merriam-Webster Dictionary of English Language defines interview as: A formal consultation usually to evaluate qualifications as of a prospective student or employee.”

Chambers 21st Century English Dictionary describes it as “A formal meeting and discussion with someone, especially one at which an employer meets and judges a prospective employee.”

From these definitions, two words stand out- ‘evaluate’ and ‘judge’. This is exactly what will happen with you during an interview: One or more interviewers will evaluate and judge your educational skills, personality, work aptitude, socio-economic status and much more.

Regardless of what you mention on your Curriculum Vitae (CV), Resume or Bio-Data, every employer will conduct an interview to assess whether you are worth hiring.

Are interviews tough?

A job interview is not a test of your skills. It is a test of your abilities to use these skills at the right time and place. “Job interviews are like first dates. Good impressions count, awkwardness can occur, outcomes are unpredictable,” says an unknown author.

Job interviews are not necessarily tough. As fresher, you will be asked a few basic interview questionsduring interview. For professionals and experienced applicants,interview questions will focus more on past and current employment.

To help prepare better we present a list of common and off-beat HR interview questions and answers for fresher and experienced.

HR interview questions & answers for fresher

Mostly, interviewers do not ask very complex questions whereas they just ask basic interview questions to a fresher. Understandably, a fresher cannot possess in-depth knowledge about the work, since this would be their first employment.

Regardless, a fresher can face some truly tough interview questions for a job. Here are some examples how to answer HR interview questions:

Q-1: Can you tell us something about yourself?

A: Answer this question by describing your family background and academic achievements briefly. Read this to know how to answer this.

Q-2: What do you know about this job?

A: Some research into profiles of the job applied for will give you a good idea about tasks you may have to perform.

Q-3: What do you know about this company?

A: Again, doing some basic research about the company, its business, products and services as well as history will help you answer some Top hr interview questions.

Q-4: Why are you applying for this job?

A: You need to convince yourself first about the career you choose. This will help you assure the interviewer you are serious about the job.

Q-5: What are your strengths and weaknesses?

A: Stick to only those strengths and weaknesses that are relevant to your job and can impact your career. Highlight your weaknesses that will work in favour of your career.

Q-6: Can you define your career goals?

A: Here, it is best to stick to short and medium term goals that you expect to fulfill while working for the employer. Keep your career goals simple and achievable. Provide a deadline by which you expect to attain them.

Q-7: Are you willing to work extra hours, late nights and on weekends/ holidays?

A: Answer affirmatively. Saying yes increases your prospects of getting the job. As fresher, you also get to learn more, test your skills independently. You can also earn more by overtime work.

Q-8: Why should we hire you?

A: Speak about your skills that can be best utilized by the employer. Highlight that you are willing to go the extra mile to make a career in that organization.

Q-9: Can you work under pressure?

A: Yes, why not? Remember, every job entails pressure regardless whether you are fresher or experienced. Such pressures are occasional and allow you to improve your skills.

Q-10: What family commitments do you have?

A: Be frank enough to tell your interviewer about commitments you have towards your parents or spouse and kids. Speak of how a career in that company will help fulfil these family obligations.

Q-11: Do you have any vices or bad habits?

A: Should you be consuming alcohol occasionally or smoking, say so. If you answer negative but arrive someday at work reeking of booze, you can lose the job. The odour of tobacco smoke cannot be concealed. Stains on teeth will clearly indicate if you chew ‘paan’ or tobacco.

Q-12: Can you travel at short notice?

A: Of course, yes. Traveling for work is exciting and interesting. It allows you to test your skills in new locations. Further, you also get an opportunity to develop a network of contacts in your field of work.

Q-13: Are you willing to relocate to another city or town?

A: Once again, accept the challenge. Relocating to another city or town for work can provide you better pay and work conditions. Understandably, you will develop better skills on your own capabilities and make friends in new places.

Q-14: Are you a good team player?

A: For a fresher, some job HR interview questions may be tough to answer. However, you can speak about how you studied or played in teams during school and college days. Point out that you enjoy working in teams since it allows you to learn more about the work.

Q-15: What motivates and inspires you?

A: Speak about your short and medium term ambitions and dreams. Speak about the extra efforts you are willing to exert to attain them. Be careful and skip talking about long-term goals since the company might not be able to offer you much career development avenues.

Q-16: Can you tell us about other career options you are eying?

A: Once again, as fresher hoping to embark on a career, you can be honest about other options you are considering. However, ensure these options are in line with your educational qualifications and personal aptitude.

Q-17: Will working with us help fulfil your career objectives and goals?

A: Respond to this most common HR interview questions with utmost caution. With some prior research into the employer’s profile, you can assess how rapidly you can grow in your career. Reply affirmatively to this type of typical interview questions. Tell your interviewer how you can use and develop skills while working for them.

Q-18: What is the guarantee you will not leave us soon?

Point out to the interviewer you are not merely looking for money. Instead, you are more interested in developing a career, acquiring new skills and developing your talent. Also highlight that jumping jobs frequently will reflect poorly on your CV, Bio-Data or Resume.

Q-19: Why should we hire a fresher instead of experienced candidates?

Never deride an experienced candidate. Instead, you can point out that as fresher, you are open to new ideas, can adapt easily to the work culture, handle extra pressures and work load. Point out to your educational and extra-curricular achievements that can be useful for the employer.

Q-20: How would you handle criticism from teammates and seniors?

Say that criticism does hurt. Yet it teaches some vital lessons. Show that you are open to positive, justifiable criticism as long as it helps you develop as a better person and make a good worker.

Q-21: Do you have any hobbies and interests?

You can safely mention your hobbies and interests even if they include something as mundane as collecting stamps and coins or watching movies. Also talk about extra-curricular activities you took interest while studying such as sports, story, poem and essay writing or joining Scouts and Guides, National Cadet Corps, National Social Service and other similar organizations.

Q-23: What were your favourite and hated subjects while studying?

Here, you can briefly answer which subjects in your field of study interested you and assign reasons. You can safely discuss which subjects you lagged and why you loathe them.

Q-24: What are your salary expectations?

Some employers indicate what salaries they are willing to pay. Others do not. Some research into existing pay scales for fresher in your field will indicate the size of your remuneration. You can ask for a pay package in line with prevailing market rates.

Q-25: Would you like to ask me any questions?

This question opens up several vistas to display your skills. Ask the interviewer about your job profile. Seek more details about the company, the size of your team, managerial structure and the current market share for its products or services. You can also enquire about future plans of the company and its expansion, forthcoming launches and information related to your industry. Avoid speaking about your prospective employer’s competition and rivals.


As fresher, you may also be quizzed about your family, especially parents, their educational qualifications and work. Some interviewers may ask about your daily routine. Yet others can ask about your political and religious beliefs. If such questions do feature in your interview, answer them with utmost honesty but without being judgmental about anything. We include some such questions later in this article.

HR questions for experienced

Understandably, jobseekers with previous work experience will face tougher questions at interviews. However, some questions that will feature during an interview can be similar to those asked to a fresher. HR questions for the experienced will mainly revolve around work skills, past and current employment and work conditions. Some common list of interview questions and answers for experienced all the answers to interview questions are mentioned blow.

Q-1: Can you describe your employment history?

A: It is vital to remember what you mention on your application. Give a concise yet accurate account of your past employers- beginning from the first to the latest or current. Mention the approximate period you worked at each job, designations held and your responsibilities.

Q-2: Why are you looking for a new job?

A: Take care not to criticize your former and current employers. Instead, speak about how your skills can be better utilized by the place where you have applied for work. Point out areas where your skills were redundant you could not use to optimum in previous workplaces.

Q-3: Why do you believe our company can fulfil your needs?

A: Harp on your skills. Tell your interviewers, the new job will help you develop and fine-tune your skills that can prove beneficial to the company and add value to its products, services and functioning.

Q-4: How do you rate job satisfaction at previous workplaces on a scale of one to 10?

A: It is best to give an honest assessment of your job satisfaction levels at previous workplaces. The interviewer can interject and ask you more questions about some workplace where you rate job satisfaction as low. Be ready to provide answers without criticizing any employer, its policies, management and colleagues.

Q-5: What additional skills have you acquired from your previous employment?

A: You can answer this question best, since you will have definitely gained vital experience, developed new skills and learnt a few tricks of the trade during your tenure with past and current employers. Highlight how these skills can benefit the interviewer’s company.

Q-6: What roles do you foresee for yourself in this company?

A: Talk about your short and mid-term goals and skills you offer. Talk about how to intend to achieve these goals and progress in the company by optimal use of your education and skills. Shun talking about specific designations. However, you can speak of various functions and departments where your skills are useful.

Q-7: Can you briefly explain reasons for leaving your past employers?

A: Once again, do not run down your past employers or their staff. Point out to your application and highlight that it shows an upward move in your career. You can explain you switched jobs for progressing in your career.

Q-8: What problems do you face in your current (or past) job?

A: Here too, stick to your objectives of career development. Speak about areas where you could have done better in your current or past job. Cite reasons such as lack of opportunities or unavailability of technology to develop and utilize your skills. Once again, shun criticism.

Q-9: You seem to change jobs frequently. Why is that?

A: Understandably, this question can unnerve anyone who has a history of frequent job changes. It does not disqualify you automatically from the new job. However, you will have to provide valid and acceptable reasons for frequently switching jobs.

Q-10: Why are there are several periods of unemployment in your career?

A: Regardless of your great qualifications and unbeatable experience, patches of unemployment indicate something may be wrong with you. It could include anything from domestic problems to illness, addictions to inability to cope with work pressure, strained relations with seniors and colleagues. Answer this question very truthfully. Remember, you are called for the interview, meaning the employer would be willing to overlook this flaw.

Q-11: How long would you work for us?

A: Honestly, no mortal can foresee the future. However, you can respond to this question in a tacit manner. State that you are looking for a prolonged career that offers you high job satisfaction and allows you to utilize your experience and skills for the employer’s benefit.

Q-12: Could you describe your former (or current) manager and management style?

A: You will have to answer this skill with great tact. Any criticism about your previous or former boss should be presented in a positive manner. Highlight their achievements and good character or qualities. Speak about how they helped you and your great experiences while working with them.

Q-13: What is your working pattern and style?

A: Give a brief description of your daily routine at work. Provide details about your work and how to go about executing it effectively. You can also speak about how you collate between tasks and coordinate with colleagues. Also include details about any work related assistance you provide juniors.

Q-14: Does anything prevent you from performing better?

A: Please be very honest about factors that impede you from utilizing your skills and experience to the maximum. This could be anything from lack of sufficient opportunities, technical snags, long commutes, family problems and issues at workplace such as obsolete technology. Shun speaking about irascible bosses and uncooperative colleagues.

Q-15: What would you require from us to excel at work?

A: This is a question you should welcome. It signifies the company wants to enhance its performance and looks forward to you for doing so. Be modest in your demand and ensure that existing staff will be able to cope with any new technology you are likely to introduce. State that cooperation from all levels of staff at the company will help you work better.

Q-16: How would you approach a problem at work or in life?

A: Indubitably, you would have done a lot of troubleshooting in your previous jobs and at home. We all have our own unique ways to approach problems and solve them. You can talk about these methods you derive from experience.

Q-17: How would you rate your professional success and failure a scale of one to 10?

A: A detailed answer is best for such questions. You will have to sort your skills and rate your achievements at work on this scale. At the same time, describe instances where you skills proved useless or were redundant causing you to fail at some tasks. Honest self assessment is always treasured by interviewers. It leaves a good impact and furthers your chances of bagging the job.

Q-18: Would you be able to cope up working with a younger team?

A: Of course you would be. Younger employees are more energetic and open to newer ideas. They also have their own ideas about how a particular task can be best executed. Working with a younger and often lesser or inexperienced team is great fun. Accept this challenge whole-heartedly.

Q-19: Do you have any issues in reporting to a younger boss?

A: None whatsoever. Younger bosses have better grasp of modern technologies and other skills, thanks to newer trends in education. Indeed, you can learn loads of new stuff by working with a younger boss. Further, you will also be able to chip in vital information with your experience.

Q-20: Could you tell us something about harassment at your previous jobs?

A: Regardless whether you were harassed or adored at your previous jobs, never speak anything negative about your former seniors and colleagues. However, you may cite a couple of instances where you felt you were overburdened with work without valid reasons.

Q-21: What value can you add to this company, if employed?

A: You will need to do some research into the company on Internet or other sources to prepare yourself for this common question. You can point out areas where you believe the company could fare better and maximize its profitability. Feel free to discuss any changes that you wish to see or can bring about, without harming existing employees or drastically altering its corporate culture.

Q-22: How would you point out to wrong decisions taken by your boss?

A: The answer is fairly simple. Say that you would meet your boss in total privacy, indicate the reason you are there and provide solid reasons why you believe a decision is wrong. That you would do it in a very positive manner, bereft of criticism and for better of the company.

Q-23: Are you a member of any organizations, clubs, political parties or trade unions?

A: Generally, companies are wary of hiring people with strong connections to political parties or are members of trade and labour unions. However, if you are a member or affiliated to such groups, it is best to disclose. Remember, it does not mar your chances of getting the job since such choices are generally considered personal and do not have any bearing upon the company.

Q-24: Are you willing to join us for this amount of salary?

A: This is purely your decision. We have no suggestions to offer. You need to base your decision upon your liabilities, monthly expenses and other costs. If you are jobless, the salary can prove a boon. You may wish to settle for less if offered a good designation or for better career prospect in a large corporation. However, the decision about your remuneration is at your sole discretion.

Q-25: Can you tell us something about the projects you are working on and plans of your current employer?

A: Avoid answering this question at all costs. It is tantamount to leaking information to a competitor. In any case, you should safeguard any sensitive information about your past or current employers. Say you cannot divulge this information since it would mean breach of trust of your former employer. An interviewer may ask you this question for two reasons: To assess your integrity as an employee or to gain some insider knowledge about a competitor. In both cases, never disclose such information.

Offbeat HR interview questions

Often, interviewers toss off-the-cuff questions at jobseekers. These HR questions during interview do not come under any specific topic and are unrelated to your educational qualifications or work experience. Instead, they are asked to judge your presence of mind, wit and quick thinking as well as problem solving abilities. Or they could be asked to test your general knowledge. A few such questions while are:

Q-1: How do you view the current political scenario of this country?

Q-2: What is your assessment of our national economy?

Q-3: Where would you go on a vacation?

Q-4: Can you describe an ideal spouse?

Q-5: How would you spend a million dollars won in lottery?

Q-6: Who are your favourite film stars and why?

Q-7: Would you return home if your dress got stained while going to work?

Q-8: Do you think you are too old for this type of a job?

Q-9: How many hours you spend on mobile, TV, Facebook etc?

Q-10: Can you describe your in-laws and their habits?

Q-11: How much money you need to become rich?

Q-12: If there is a fire in this building, what would you do?

Q-13: Can you describe your circle of friends?

Q-14: In your opinion, who is an ideal employer?

Q-15: How would you select the best employee for promotion or an award?

Q-16: What makes you jealous about your colleagues?

Q-17: Do you believe that life exists in outer space and why?

Q-18: How many days can you go without food and sleep?

Q-19: What goals you wish to fulfil before retirement?

Q-20: How would you invest this much amount of money and why?

Q-21: Which of your dreams you wish to see fulfilled?

Q-22: Do you believe in environmental protection?

Q-23: Can you drive a vehicle when drunk?

Q-24: How often do you pray?

Q-25: How important is money for you?

Above is the list of top offbeat hr interview questions for which u should be prepared before interview.

Useful tips

Firstly, never expect an interview to be easy. Unlike in the past, interviews nowadays do not focus only on your educational qualifications and skills. Interviewers are also trained to assess jobseekers upon their body language or non-verbal communications. They are quickly able to judge whether you are speaking the truth or pulling a tall one.

Furthermore, your confidence and demeanour during an interview also count. Over-confidence is harmful and diffidence is suicidal. Pre-interview stress and panic are common among jobseekers, especially those who are currently employed or were working earlier. Such stress and panic levels are lower in a fresher, who views an interview as an adventure of sorts. Prepare well for an interview by learning more about the prospective employer.

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Best Online Investment Sites 2018 for investment and earning

Online investing can be one of the best things to do with your money when you want to increase your savings. While there is no single choice for the  that is best for everyone, there are plenty of financial tools available to help you make the best decisions. It’s helpful to be aware of your options — plenty of online brokerages, virtual trading sites and investing sites would love to have you choose them. Regardless of whether you’re looking to invest for the first time or you’ve been trading options for a long time, there are interactive brokers out there that can help you make smart financial decisions. Here is a breakdown of some of the best resources on the web.

  • Ally Invest: Best Overall Online Investment Site
  • Betterment: Best Online Investing Site for Beginners
  • Wealthsimple: Best Robo Advisor
  • TradeStation: Best Investing Site for Stock Trading
  • Personal Capital: Best for Large Investments
  • TD Ameritrade: Best for Investment Selection
  • Swell Investing: Best Investing Site for Do-Gooders
  • Blooom: Best Investing Site for 401(k)

Commission costs at Ally Invest are $4.95, and it offers a lot of value for that low price tag. Ally Invest has a $0 account minimum and is a great option for active traders and options trading. It isn’t as mainstream as some of its competitors, but it’s building a healthy reputation for the quality and breadth of its offerings. Investing options include stocks and options, ETFs, IRAs, mutual funds, bonds, forex and International Stock Exchange.

Ally Invest Review

Ally Invest Review image

  • Best for: Beginners. Ally Invest makes investing easy and offers a lot of education around investing, so you can make the best decisions when it comes to your money.
  • Price: Trades are $4.95, and the options base fee is also $4.95. Options per contract are $0.65 and broker assisted orders are $20.
  • Features: Ally Invest offers all the typical investing options, including stocks, options, ETFs, IRAs, mutual funds, bonds, forex and trading on the International Stock Exchange.
  • Other highlights: Ally Invest doesn’t require a minimum balance, which is a nice feature that a lot of investing sites don’t offer. It also offers an easy-to-use platform and a mobile app, which are benefits for beginners.
  • Customer service: Ally Invest offers customer service both for technical issues and when you have questions about trading. It has brokers on hand to help with any of your investment questions.

Betterment is one of the best financial advisor platforms. It has no minimum deposit requirement and features tons of great research tools to help users save, develop retirement plans and reduce taxes. The management fee is 0.35 percent of your investment, which is pretty low compared to other automated financial advisors.

Betterment Review

Betterment Review image

  • Best For: Automated Investing. Betterment is the lazy man’s best friend and is also great for anyone just starting out in investing, since it automates trading for you. All you do is fund your account and answer questions about the types of investments you want, and Betterment will do all the heavy lifting for you.
  • Price: The benefit of Betterment is there are no complicated fees, just a percentage charged depending on how much you’ve invested. It’s 0.35 percent for under $10,000, 0.25 percent for $10,000-$99,999, and 0.15 percent for anything over $100,000.
  • Features: Since Betterment is an automated service, it doesn’t offer a lot of options when it comes to investing. Its main platform invests in both stock and bond ETFs to create your portfolio. You can also set up various forms of IRAs through Betterment, which will then tailor your investments based on your goals.
  • Other highlights: You can currently get  if you invest more than $5,000 or  if you invest more than $50,000.
  • Customer Service: Since Betterment does all the heavy lifting for you, of course there are going to be questions, which Betterment is more than capable of answering. You can also get financial planning advice via Betterment.

Though Wealthsimple features many of the items found commonly with other robo advisors, it distinguishes itself from the rest of the competition in several ways. First, Wealthsimple offers socially responsible investment portfolios for customers who want to feel good about where their money is invested. It also offers transparency when it comes to pricing, which is a great feature. It also is one of the highest-rated robo advisors when it comes to actual investment practices.

Wealthsimple Review


Wealthsimple Review image

  • Best for: Wealthsimple is best for investors with at least $100,000 to invest, beginning investors with less than $5,000 to invest, people who want their investment choices to align with their values, and people who value human interaction.
  • Price: Wealthsimple charges an account management fee between 0.4 and 0.5 percent annually, depending on whether you have a Basic account with a balance of less than $100,000, or a Black account. Neither account is charged trading, account transfer or rebalancing fees. Wealthsimple charges only an investment management fee, though managers of the funds you invest in will likely charge a fee that annualizes to about 0.2 percent.
  • Features: All Wealthsimple accounts feature automatic portfolio rebalancing, dividend reinvesting, automatic deposits, live financial advice from experts and tax-loss harvesting. Wealthsimple Black accounts, for investors with more than $100,000, also provide financial planning sessions and VIP airline lounge access in more than 400 cities around the world.
  • Customer Service: The Wealthsimple Relationship Management team can answer questions regarding opening and funding accounts, your application, investment portfolio or financial plan, and they’ll connect you with a Portfolio Manager through a scheduled call when they cannot answer your question. Customer service is available by phone, Monday through Friday from 8 a.m. to 8 p.m. Eastern Standard Time, and by email.

TradeStation is known for its pro tools, so of course it is our pick for the best for experienced traders. TradeStations OptionsStation Pro platform provides experienced traders with all the tools that the pro traders use, making it easy and intuitive to either do day trading or make long-term investments. Experience and sophistication, of course, come at a price. While TradeStation’s $5 per trade fee is either on-par or lower than other trading sites, it does charge a lot more for broker-assisted trades ($50) and has a high minimum investment at $5,000.

TradeStation Review

TradeStation Review image

  • Best for: Serious traders. TradeStation is a top-of-the-line choice for those who are serious about investing, such as advanced traders, active stock traders, and stock, options and future traders. It is a favorite platform for frequent traders and international traders.
  • Price: The minimum investment of $5,000 is a deterrent for some investors. But for those who are serious and willing to put their money where their mouth is, the initial investment opens a top-notch trading platform with a set per-trade fee of $5.00 for most transactions.
  • Features: TradeStation is geared toward the experienced trader who wants to trade in high volumes. It is a popular platform for investors whose trading includes a diverse range of products, such as futures, stocks, forex and options.
  • Customer Service: Support is available via email or telephone, and those manning the customer service desk are quick to deal with problems or concerns you need addressed. Unfortunately, customer support is not available 24/7; customer service is available Monday through Friday, 8:30 a.m. to 6:30 p.m.

Personal Capital is perfect for those who prefer to have a lot of guidance and feedback on their investments and individual stocks. You’ll have dedicated human financial advisors who can help you invest wisely. It’s a good choice for high-net-worth investors and those looking for free financial management tools. Investing options include individual accounts, taxable accounts (joint and trust), traditional IRAs, Roth and SEP IRAs.

Personal Capital Review


Personal Capital Review image

  • Best For: Wealthy investors. High-value investors get the comprehensive services available through Personal Capital at a reasonable price.
  • Price: Annual advisory fees range from 0.49 percent to 0.89 percent, depending on the account balance.
  • Features: Accounts with a minimum of $200,000 enjoy the hands-on service of two account managers, while all account holders can use the available personal finance tools and account teams to manage their accounts.
  • Customer Service: Available through email or via phone. Personal Capital also has members-only contact methods, avoiding the clutter of a public line.

Swell Investing is being marketed as the  for millennials. It not only takes a super-simple approach to investment, but it also allows you to invest in companies that are doing good for the world. It is run by Pacific Life Insurance Company, so it has a long history in the financial world, which is always good for piece of mind. Swell’s mobile platform makes it easy to invest with the swipe of finger and to even set up weekly or monthly deposits into your accounts. You can set up an account for only $50, and while the 0.75% annual fee may seem steep, its because Swell only works with a select group of do-gooder investments, which makes its job more difficult than your normal robo advisor.

Swell Investing Review

Swell Investing Review image

  • Best for: Investors wanting to do good. Swell Investing takes a different approach to investing, gearing its portfolio offerings toward stocks that could potentially create positive change for the world. Investors who have a small amount of investment money and have an interest in combining social missions with their investment choices may find Swell Investing worth a serious look.
  • Price: When comparing Swell Investing with other online, robo advisor trading platforms, Swell’s low initial deposit, no price per trade charge and low annual fee are attractive features. Swell’s minimum investment requirement is one of the lowest at $500, and every portfolio pays 0.75 percent per year in service fees.
  • Features: Swell Investing is an online, robo advisor platform, meaning there is little human intervention in the portfolio management process. Swell buys and sell stocks on your behalf, based on a survey to determine which impact investing portfolio theme most interests you and using automated investing that has a base in fiduciary standards (Swell must act in your best interest).
  • Customer Service: As an online platform, Swell Investing uses email as its main mode of communication. There is no live customer service department or direct link on their website, but the company does offer an email address and a promise that if email correspondence can’t resolve your problem, or you can’t find an answer to your question in their FAQ Support Center, they will be in touch.

With so many robo advisors handling IRAs and individual accounts, Blooom decided to take a different approach and focus on company-sponsored 401(k)s and 403(b)s. It uses the same robo advisor technology to optimize your investment returns while working within the investment offered by your company’s retirement plan. The best part about Blooom is its straight-forward pricing. You pay $10 a month no matter how large your investment is, and there are no extra fees or changing rates like other robo advisors. There is also no minimum investment requirement, so you can sign up no matter what you have saved in your 401(k).

Blooom Review

Blooom Review image

  • Best For: 401(k) management. Blooom is best for people who want to improve the performance of their 401(k) accounts without paying a financial adviser.
  • Price: Blooom charges a flat rate of $10 per month no matter how much money you have in your retirement portfolio.
  • Features: Blooom includes several noteworthy features, including 401(k) audits, 256-bit encryption, 24/7 virus scans, regular account reviews and educational tools that will help you make wiser investment choices.
  • Customer Service: You can contact Blooom’s customer services via live chat or email. The team at Blooom usually responds within a few hours during business hours. If you reach out to them at night, you may have to wait until the next morning for an answer to your question.

TD Ameritrade has a wide selection of investments and makes a good choice for every kind of investor. You can invest in mutual funds or use the high-tech investing platform for more sophisticated trades, and there is no minimum balance requirement. It also provides extensive free research to help you make educated decisions.  include stocks and options, ETFs, IRAs, mutual funds, bonds, forex and International Stock Exchange.

TD Ameritrade Review

TD Ameritrade Review image

  • Best For: Investing options. TD Ameritrade is a well-known online brokerage firm that offers a wide range of investment options, from preferred stocks to college saving plans.
  • Price: TD Ameritrade has fairly straight-forward pricing, starting at $9.99 per online stock trade.
  • Features: TD Ameritrade is especially popular for its accessibility and user-friendly model, making it particularly attractive to first-time investors. With its one-on-one support system, which is monitored by licensed brokers, it’s also popular with consumers who are interested in investing money but would prefer to be guided by a professional with expertise in trading.
  • Customer Service: TD Ameritrade is one of the only online investing service that also offers physical offices you can go to if you need in-person help with your investments.


Wealthfront offers free, automated investment management and financial planning for the first $10,000 invested. It’s a useful service for small balances and offers tax-efficient features like Direct Indexing management of 529 college savings plans, something none of its competitors offer.


FutureAdvisor is a robo-advisor that offers some free services, such as a comprehensive retirement planning analysis. It charges 0.50 percent as a management fee and necessitates a balance of $10,000 or more. It also offers access to a team of financial advisors.

Personal Capital

Personal Capital offers more one-on-one advisement for investors. Its  uses computer algorithms, but human financial advisors are paired with each client to help you make your choices. The costs are a little higher as a result — fees range from 0.49 to 0.89 percent per year depending on the size of your account. It’s great for large investments and hands-off investing.

Motif Investing

Motif is a great way to invest in ideas without huge hassle or expense. Groups of up to 30 securities are put together by a staff member — there are nearly 100 motifs to choose from and you can trade them for just $9.95 each, quite low fees for that kind of transaction.


OptionsHouse is perfect for active traders because of the low stock trading commissions ($4.95) and lack of penalty fees. It’s free to open and maintain an account, and OptionsHouse offers professional-grade stock analysis research and excellent trading tools. However, it’s not the best for mutual fund and exchange-traded fund investors.

TD Ameritrade

TD Ameritrade’s trade costs are on the high side ($9.99), but it offers first-class trading platforms that seasoned traders love. It also provides a variety of no-transaction-fee mutual funds and commission-free ETFs. There’s no account minimum, and TD Ameritrade offers free research and data, which can be very helpful.

Charles Schwab

Charles Schwab is a top pick for many reasons. The firm offers full-service treatment if you live close to one of its branches — there are 300 across the country. Online, you can find a lot of educational resources and great mobile trading platforms and tools.


OptionsXpress is a perfect discount broker for investors who aren’t solely focused on stock trading. It provides a selection of investment products, including bonds, ETFs and mutual funds. The cost is $3.50 per contract per side, but you can save money if you’re a high-volume trader.

Merrill Edge

Merrill Edge definitely stands out because of its research offerings from BofA Merrill Lynch Global Research as well as Morningstar, S&P, Capital IQ and more. It’s a great choice for casual traders because of the competitive pricing and great customer service. It commissions at $6.95 per trade, and there’s no account minimum.

Ally Invest

Ally Invest is a great choice for fee-conscious investors. The trade commissions are low ($4.95), there is no account minimum, and you can qualify for $1,000 in commission-free trades depending on your deposit. However, it doesn’t offer ETFs or no-transaction-fee mutual funds.



Scottrade offers excellent customer service, and its advisors can walk you through all your trading choices. It has a huge network and lots of resources for beginner investors. Commissions are moderately priced at $7 per trade, and there’s no account minimum for IRAs and only a $2,500 minimum for a brokerage account.

TD Ameritrade

TD Ameritrade is an advanced trade architect platform with no account minimum. It offers a lot of free research and data, but it’s still best for advanced traders who have experience trading stocks, options or futures and commodities. Equity stock trading costs are $9.99, and transaction-fee mutual fund trades cost $49.99.


TradeStation has an ultra-advanced trading platform that used to be available only to brokers and institutional investors. Now it’s open to everyday investors, and it has super-sophisticated analysis software and other tools available. It’s perfect for very active stock market traders interested in options, futures and forex trading.


Robinhood is a free-trading app that saves you a lot of money on commissions. You can trade more than 5,000 stocks and ETFs without commissions or account minimums. It’s best for frequent stock or ETF traders as well as mobile traders. It offers real-time market data in addition to free trading.


If you are looking for a non-traditional approach to investing, you can try a crowdfunded investment service like RealtyShares. RealtyShares allows you invest in a portion of a real estate investment project without having to deal directly with that project. The minimum investment is $5,000, which allows people with smaller incomes who are interested in real estate investments to participate at a lower price. The only downside is that your investment is not liquid, so you have to wait until the project is completed and sold before you get the return on your investment. To find out more, here is our  to give you a better idea of how it works.

It’s always a good idea to buy the stock of a great company, but it’s even better if you can buy it at a low price. There aren’t too many companies discounting the sales of their stock these days because the market is at such a high point, but there are still some decent stocks that online brokerage firms can help you buy.


The new administration’s plan to dismantle Obamacare and lower the corporate tax rate to 15 percent could mean that Pfizer will be a great investment option. The business tax rate would give Pfizer’s bottom line a big boost. It’s still risky depending on what happens in Congress surrounding these proposals, but the company’s tailwinds still probably make it a good investment.


Brookfield Property Partners stock was selling for about 70 cents on the dollar as the year came to a close. The company is selling selective assets within the core portfolio and is securing great value-affirming deals in retail and multi-family portfolios. Its plans to continue selling assets, buy other discounted assets or repurchase more of its discounted units stand to make it a strong choice.

USG Corp.

Infrastructure stocks are looking good on Wall Street this year, again due to the new administration. Many companies stand to gain, but USG has solid products, a solid growth plan and a valuation that make it a more secure choice and a long-term winner.

The Walt Disney Co.

You may have heard on social media about next year’s planned opening of Avatar Land at Walt Disney World. With that and a full year of results from Shanghai Disney Resort, WDW is shaping up to be a great stock choice. Disney also has a slate of new movies coming out this year. Shares are down for now, which makes it a good time to buy before these growth drivers take hold.


Verizon has recently been one of the cheapest stocks in the Dow Jones Industrial Average. Although it’s seen slow growth lately, it’s been able to continue growing its business and the FiOS product in a challenging market, and changes in the landscape might make Verizon the company to start investing in right now.

Trading and investing can be tricky for people who are just starting out, and beginners can greatly benefit from a broker that is willing to help out first-timers. It’s best to start simple — and online investing can be one of the best ways to begin.

Ally Invest

Ally Invest offers super-easy tools that are helpful to beginners. It’s known for excellent customer support and makes a great choice for first-time investors. You can take advantage of its options pricing calculator, profitability calculator, stocks and ETF screener, and more. It’s also one of the most affordable sites.


This is a great site for beginners who don’t want to do the decision making on which stocks and bonds to invest in. Wealthfront is a fully automated investment management and financial planning service. After you complete the risk assessment and review your recommended portfolio, you can open and fund an account. Once you’ve made the initial deposit, Wealthfront’s software automatically invests the money for you.

Personal Capital

Personal Capital is an excellent for those who want to invest a considerable sum of money. Its minimum investment policy is $25,000, and for that, it also provides a complete view of your portfolio and personalized services that make stock trading easy and profitable.

For most of us, the price savings offered through  is the single biggest reason to switch from traditional brokerage firms. Even the most expensive investment site typically costs substantially less than a brokerage firm, even when making brokerage assisted purchases. Priced at only $43.95 for market trades, OptionsHouse.com offers one of the least expensive rates. That fee remains the same, even with brokerage assistance. TradeKing also charges $4.95 plus $20 for brokerage assistance, versus TDAmeritrade’s price point of $9.99 plus $44.99 for brokerage assistance. OptionsHouse.com offers the lowest rates, almost across the board, but they only have three options: Stocks, Options and Spreads. Scottrade offers another option at $7 per trade, but there are a few exceptions to that pricing.

Deals: OptionsHouse.com is currently offering 60 commission-free trades when you sign up. TDAmeritrade is offering up to $600 when you open a new account. And TradeKing is offering $200 when you sign up.

Volatile markets and the uncertainty left over from the global financial crisis make it important for you to be able to invest in a variety of ways. The limited options available through OptionsHouse.com may not work for the investment portfolio you are trying to build. With mutual funds, Forex, Futures and Fixed income investment options, TDAmeritrade has a package that suits almost any investor. TradeKing goes even further, offering bonds, international trades and margin purchases. TradeKing offers the largest range of potential investments, with clear up-front pricing on all of their products.

Lowest price and greatest diversity does not mean that a site will be your top pick. Easily managing your portfolio can be another big factor. You probably do not have time to sit for hours, poring over financial pages. Instead, you need quick access to your entire investment package and the ability to automate many decisions. Does your online investment site allow you to pre-set sale prices? Can you manage your portfolio from a mobile site? Do you receive notifications when the market shifts, suddenly? Can you call in at any time to discuss your account?

All three of these  offer you control over your sales prices and mobile access, but they do not all offer the same types of customer service. When you are investing a large portion of your savings, it is a nerve-wracking experience. OptionsHouse.com does offer a variety of contact methods, including telephone, live chat and email support, but it is not 24/7.

TDAmeritrade does not include live chat as a support method, but E*TRADE does, and they are both available all day, everyday in other ways. When you need to talk to someone about your investment account, 24-hour service can be a real advantage. Even a few hours can make a big difference to your investment package.

Ultimately, choosing the  will be determined by the type and scope of investing you plan to tackle. If you are just looking for the cheapest option that also includes solid investing tools, you should check out Scottrade. If you are most interested in long-term, low-risk trades, OptionsHouse.com may be the best choice. The lower fee structure is a bonus, and you will not need access to more volatile trading options. If you want a more diversified portfolio, TradeKing may be the best option. It has a wealth of trading options, quality customer service and a long-time reputation in the online trading industry. TDAmeritrade’s solid, middle-of-the-road options do not seem to measure up when combined with their higher fee structure. Take a look at this quick, side-by-side comparison to get more information, at a glance.

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Top 9 Websites to earn money by writing reviews

If you are a shopping junkie then we got something very special for you today. There are lots of ways to make money online but most of them are really dull and boring. So after sometimes most of the people stop using that method.

However, there are a few ways which are creative enough to keep you going for long and one such way is writing reviews.

You write your experience about products which you have used and get paid for it. And the best thing is that you can be completely honest while writing such reviews.

This is great for people who love shopping, you can shop as much as you want and use those products. Once you are bored with them, you can write about them, get paid, and then buy new things from that money to restart this cycle.

That why today we have brought you a list of top nine websites to earn money by writing reviews.

Earn money by writing reviews

1. Review Stream

Review Stream is one of the most popular paid review websites when it comes to multiple product categories.

You can choose from categories like software, electronics, hotels, restaurants, books, clothes and more. I won’t have to mention that with all these categories, there are thousands of different products to choose from for writing a review.

2. Software Judge

You are going to like this one If you are a tech geek like me. Software Judge allows you to write reviews on different software and you get paid for it.software-judge

You can earn $1 per review and a maximum of $50 if your review is chosen by the editors.

There are thousands of software to choose from so there are plenty of chances to find your favorite apps on the list.

However, the only problem is that the site allows you to write only 3 reviews per day meaning you can only earn a limited amount of money per month.

join softwarejudge

3. Shared Reviews

If you like browsing social networking websites then you will definitely like Shared Reviews. There are more than 400 different products to choose from for writing reviews.

The website shares 50% of its revenue with users so there is no fixed amount you can earn. What separates them from other review websites is that when you vote on any other review, then you also get paid for it.


Meaning you not only earn from writing reviews by yourself but by reading other people’s opinion as well.

join sharedreviews

4. Sponsored reviews

This one is a little different from the other review websites mentioned here. It’s for people who has established blogs and are looking to make a good amount of money from a single review.


Sponsored helps you to find paid review opportunities. You write a review about any product on your website, and you link the web page of that product on your review. You can earn somewhere from $50-$500 per review


5. Ciao

Ciao is one of the most famous paid survey websites which also pay its users for writing reviews on various products.

There are some unique categories for writing reviews like travel destinations and recipes which are not available on any other paid review websites. Other categories include beauty products, books, electronics, entertainment, food, and household products.ciao

There are no fix payments for writing a review and you are paid according to the ratings given by other users on your review. The payment threshold is quite low as you only need to reach £5 for requesting a payment.

join ciao

6. Dooyoo

Dooyoo is a website which cares for real reviews rather than people who are ready to write reviews on any product without using it. There are plenty of rarely found categories like Audio and Computer among others to write reviews.

However you don’t directly earn money from Dooyoo, instead, you get DooyooMiles for writing each review which can be turned into cash or vouchers later.dooyoo

Something which we really appreciated is the fact that you can also donate your income to any of the charities you choose. You also get extra reward points (or DooyooMiles ) whenever someone reads your review.

join dooyoo

7. User testing

If surfing new websites is your passion, then User testing is a heaven for you. You’ll have to browse different websites for 10-20 minutes giving your views. You’ll have to test the site on the basis of friendliness, load time, ease of navigation etc.

A tester is paid $10 for every such review which is a very good amount. However, you’ll need to be really creative for joining User testing as you’ll not only have to make a video of browsing those websites but speak throughout about the site as well.user-testing

Another thing is that you’ll need to get approved as a website tester before start reviewing. You’ll need to review a dummy website first while submitting your application. The site owners will see your application and you can start making money once you are accepted as a tester.

join usertesting

8. Epinions

Epinioms (or E-Opinions ) is another great website for both writing reviews and checking them. They care more about getting honest reviews instead of just spam reviews.


That’s why, you don’t get paid for writing reviews instantly, instead your account is credited every time a customer clicks on your review. This is a great feature for people who write real and creative reviews but remain unnoticed.

join epinions

9. Gen Video

Do you like making videos? Then why do it for free? Gen Video is a website which focuses on Video-based reviews rather than written reviews.

You make video reviews about the given project and get paid for it. However, you’ll need to be a good speaker to create video reviews and make money.


A great feature of the website is that they also offer referral commission meaning you can encourage your friends and family to join the site as well while making money from it. You can also take paid surveys to earn some extra bucks.

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How to earn 10$ a day From Postloop
June 12, 2018

Postloop is a martketplace and exchange for Forum Owners, Blog Owners and Content Writers.

  • Forum Owners join Postloop to generate more posts to their forums.
  • Blog Owners join Postloop to get more comments to their blogs.
  • Content Writers join Postloop to earn money for commenting on forums and posting on blogs.

All the posts and comments are tracked automatically in real time by Postloops exclusive monitoring system.

Postloop was founded in November of 2010 by Royal Medial LC an internet media Company based in South Carolina.

Who can participate in Postloop?

Anyone from any country can join Postloop, however you must meet the following requirements in order to earn money as a content writer:

  • You must have excellent English grammar.
  • You are required to pass an initial application process.
  • You must be able to accept payment via Paypal.

Forum owners and blog owners who join Postloop have the option to purchase content or exchange content.

In order to receive posts in your forum or comments on your blog you need to earn Postloop points.  Points can either be purchased via Paypal or earn by contributing posts or comments to other Postloop blogs or forums.

How does the Postloop application process work?

In order to apply to be a writer at Postloop you must complete the following steps in their exact order:

1.  Join the Postloop Portal.
The portal is owned and operated by Postloop staff and is used as an evaluation platform for approving new content writers.
2.  Subscribe to the Postloop Portal. This step is different than joining.
3.  Make 10 posts at the Postloop Portal.
4. Wait up to 24 hours for approval. 

Postloop staff review your posts and if approved you will be able to participate at any websites listed at Postloop.  If your posts are not approved but you meet the requirements to reapply, you will have the opportunity to apply with 10 new posts.

How does the Postloop point system work?

When you post to a blog or make a comment on a forum you gain points and the owner of the blog or forum losses points.  There is an incentive for blog and forum owners to gain points as owners with the most points get their blogs or forums listed at the top.

Blogs and forums are listed in order of points.  Those owners with the highest points have their blogs or forums listed first.

Writers can convert their points to cash.  The more points your earn the more money you make.

How do you get paid by Postloop?

You can convert your points to cash by cashing out using Paypal.  You must have at least $5.00 worth of points before you can make a withdrawal.

Users must also have a better than average rating in order to make a withdrawal.  All withdrawal requests are reviewed by Postloop staff before they are approved.  This can take up to 24 hours.

How much can you earn with Postloop?

Postloop writers earn on average $0.08 per job.  A job is defined as making a post to a blog or commenting on a forum.   Earning increase with experience.  The best writers are earning as high at $.0.12 per job.

There is no limited to the number of jobs you can do.  Members choose blogs and forums they wish to post on.

It is highly recommended that you make your post on sites that have topics that interest you.

This can save you time in knowing what to post and makes it easier for you to add value to the site, ultimately increasing your reputation as a Postloop writer as well as you income.

Postloop has a referral program where member receive 20% on all the points that their referrals earn for creating posts, making comments or purchasing points.

At Postloop you have complete control of your income.  The more jobs you do and/or the more members you refer, the more money you make.

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Ridiculously dangerous jobs someone has to do
April 26, 2018

Are you bored of your office job? In search of a rewarding new career? Looking for a little excitement in your 9-to-5? Some people love the predictability and repetition of their cubicle farm jobs. Others might find that heading in to the ol’ carpet-walled box and stamping TPS reports just doesn’t provide the same heart-pounding, blood-boiling, sweaty-palmed thrills it once did.
Well, good news, hardened cubicle farmer! There are some pretty crazy-scary job openings out there, and all you have to do is pick the way you want to die … um … earn a living. Some of these employers pay “danger money,” which is probably really nice until something awful happens to you. But be warned — other employers exploit impoverished workers who do dangerous jobs because there are literally no alternatives.
Ready? Pay attention, folks, because today is career day at the University of Things that Might Kill You.
Compared to some of the other jobs on this list, linemen have it pretty easy. Safety standards are high in U.S. jobs, so although you’re doing much riskier stuff than the average guy sitting in a cubicle (although admittedly, sitting in a cubicle can be pretty emotionally and psychologically dangerous) your job doesn’t usually have the same level of risk as your average Sherpa or snake milker.
According to CNN , linemen make just under $60,000 a year in exchange for climbing all over high-voltage power lines in crappy weather. And while they’re working tirelessly in high winds and getting pelted by rain and hail, everyone else is sitting at home with their flashlights whining because they’re missing the mid-season premiere of Gotham. As far as thankless jobs go, being a lineman rivals garbage collecting, although it’s rather shockingly less dangerous than garbage collecting. Garbage collectors see about 90 deaths per 100,000 workers , while linemen only see about 21.5 deaths per 100,000 workers. That’s because garbage collectors might actually be killed by thanklessness — they often die when impatient motorists run them over while trying to pass them on the road. At least when you’re a lineman, you get to go out in style on a wire that can carry up to 500,000 volts of electricity. Ahh, consolation!
Bush pilot
For some people, bush piloting is a dream job. Who doesn’t love the idea of soaring over the Alaskan wilderness in a single-engine plane and possibly crashing in a place so remote that if you do survive you’ll probably get eaten by a bear before anyone even notices you’re gone? Lots of people, evidently.
Bush pilots don’t get paid a ton because of the whole dream job thing. Remember the universal law of employment in America: If it sucks, it pays well, and if it’s awesome you probably get a lot less than you’re worth. For people who love flying and the great outdoors, bush piloting is the most awesome job in the world, and also one of the most dangerous.
According to bush pilot David Skelhon , airstrips in the northern wilderness have no control tower and are often miles from the nearest paved road. Pilots are needed to ferry gear and resources in and out of remote places, and the dangers they face aren’t like the dangers faced by pilots who fly in and out of city airports. Wildlife can wander onto the runways, the weather forecasts are spotty and unreliable, and airstrips are often positioned dangerously close to camps, piles of oil drums, and other hazards. The job is so dangerous that many pilots serve for a few months and then leave to find safer work, like garbage collecting or repairing power lines.
Mount Everest sherpa
Even mountaineers will tell you that mountaineering is a dangerous hobby. And Mount Everest is the sanity-sucking, corpse-freezing, loved-one-stealing Holy Grail of mountaineering, which for some reason people still want to climb, even though the dead bodies of those who failed are literally lying around the trail where people can see them and (this is true) use them as landmarks.
Despite a death rate that is a whopping 6.5 percent, climbers show up at Everest every year, willing to pay someone a bunch of money to help them get to the top. The people who accept their money are called Sherpas, and you might think of them as impervious human mountain goats, but the truth is that Sherpas can and do die on the mountain just like the people they’re hired to help.
Remember, about 21.5 per 100,000 linemen die while working. According to Business Insider, bush pilots have it much worse at 287 per 100,000. The death rate for a Sherpa (based on 2004 to 2014 numbers) is 4,053 per 100,000. Of course there aren’t 100,000 professional Sherpas so that number is artificially inflated, but it does give you an idea about actual risks of the job. So why do they do it? According to the BBC, a Sherpa can expect to earn around $6,700 a season, which is roughly 10 times what the average Nepalese person earns in a year. Like so many other things in life, it’s all about the money.
Firefighters deserve a huge shout-out for the job they do — it’s difficult, dirty work with an ultimate goal of saving lives and livelihoods. But firefighting isn’t as dangerous as it used to be. Modern firefighting equipment and safety procedures have helped bring the death rate down to just 2.5 per 100,000 , which is actually lower than the national average for all occupations.
Not everyone who fights fires gets to use that stat to comfort worried friends and family, though. Some firefighters do jobs that are significantly more dangerous than the work done by the average firefighter.
If adrenaline is your drug of choice, you might want to look into a career as a smokejumper, which combines the thrill of skydiving with the thrill of being out in the remote wilderness facing a raging inferno and not having any bulldozers, water tankers, or high-tech firefighting equipment to help you do your job.
According to Wired , a smokejumper basically parachutes into places that can’t be reached by road and then uses hand tools to try and stop a fire’s forward progression. Smokejumpers train by climbing into a machine affectionately called “The Mutilator,” which is a parachute simulator designed to fling people into the ground from 35 feet at three different speeds. Sounds like fun!
Underwater welders
Welding is decent paid work but quite spectacularly un-fun — professional welders work in hot conditions with dangerous tools and are exposed to poisonous fumes and blindingly bright light. Perhaps the only real perk of a welding career is that you get to look like a Star Wars villain, which is probably only really cool for about five minutes.
Here’s an idea, why not weld underwater? You won’t inhale poisonous fumes, it won’t be oppressively hot, and you’ll still get to dress like a Star Wars villain. Well, even with those improvements, underwater welding is actually one of the world’s most dangerous professions.
According to Interesting Engineering, underwater welders work on structures like ships, dams, and pipelines. Welders may have to dive pretty deep with a scuba tank, which means they carry no communication equipment, aren’t tethered to the surface, and are at risk of getting trapped in super-high-pressure areas. Sometimes welders work in specially designed “dry chambers,” which are sort of like underwater balloons that you stand inside of with your high-temperature welding tools and your two pieces of molten metal, which doesn’t sound at all terrifying. The good news is an underwater welder can earn a year’s salary in just a few months, and it’s a pretty big salary. Most of it will have to go into an insurance policy to support loved ones after your untimely death, but at least they’ll be comfortable.
Landmine removers
Maybe underwater welding just doesn’t sound exciting enough for you. A high potential for drowning does kind of pale in comparison to a high potential for exploding, so if you really like danger you should consider a career as a landmine remover.
According to Australian Broadcasting Corporation , there are between 50 and 60 countries that still have wartime mines buried in the ground — mines that have the potential to kill anyone who steps on them, drives over them, or looks at them funny, even decades after they were buried.
Some landmine removers are employed by international humanitarian organizations, but others are locals who just need the work. Most landmines are “standard weaponry” that can be neutralized with the same basic techniques — removers partially uncover them and then blow them up with a stick of dynamite, which sounds kind of fun. But improvised explosive devices (IEDs) of the sort used in Iraq are much more difficult to defuse. And experience doesn’t protect you, either — in 2016 a veteran landmine remover with 30 years of experience was killed trying to remove an IED from a location in Daquq, Iraq. So you might want to consider this particular career if you’re looking for adventure or like blowing things up, but mostly if you don’t really have anyone at home who would miss you.
Helicopter cowboy
In the old days, bringing in the cows meant saddling up your favorite horse, riding out to the open range, and spending your day chasing the herd, then eating a hot bowl of chili and sleeping under the stars. It’s such a romanticized activity that in the U.S. you can actually sign up for a cattle drive vacation, in which you basically pay ranchers for the privilege of doing their work for them. Some people are marketing geniuses. But anyway.
In Australia, some cowboys figured there had to be a better way (other than getting tourists to herd your cows for you), and the helicopter cowboy was born. Yes, helicopter cowboys are exactly what the name says — instead of horses or ATVs, the cowboys use low-flying helicopters to round up the herd in about 1/6 the time it took back in the golden years.
According to the BBC, helicopter “musterers” fly super-low to the ground and at slow speeds, which means there’s no room to recover from an engine failure. And if your cows run into the trees, you’ve got obstacles to avoid, too. In Australia roughly 10 helicopter musterers die on the job each year, so while it does sound pretty exciting it’s also crazy-dangerous. Unless you enjoy the thrill of near-death experiences, maybe just start a cattle drive vacation outfit instead. We hear the money is good and the death rate is low.
Ship breakers
The reason most jobs in the U.S. are relatively safe — even the ones considered dangerous — is that the U.S. has laws that help protect workers from exploitation by their employers. Usually, there are safety protocols in place, workers get equipment, and employers are held accountable for preventable accidents. In other parts of the world, workers aren’t so fortunate.
In Bangladesh, there’s so much poverty that people will sign up for one of the most dangerous professions in the world, despite the fact that the people who pay them don’t really care one way or another if they die on the job. These people are “ship breakers,” and their job is to dismantle ships with their bare hands (more or less).
Here’s what makes the job so dangerous: According to
National Geographic , ships are designed to withstand everything the ocean can throw at them, which means wind, water, ice, and human flesh. So breaking them down is difficult, and in the U.S., the process of scrapping an old ship is expensive, mostly because of all those pesky safety regulations. So companies (which do like to save money) will send the ships to Bangladesh or Pakistan for scrapping, because in those countries no one really seems to care if workers die in horrible accidents. It’s kind of like outsourcing to Indian call centers, if Indian call centers regularly dropped giant chunks of steel on their employees’ heads.
Snake milker
You probably didn’t know snakes have milk. That’s because they don’t. They’re reptiles. But you can still get a job as a snake milker if you’re into animals and you think helicopter mustering is for people who lack a sense of adventure.
According to Business Insider, snake milkers are paid to remove the venom from the fangs of live snakes. Why, oh why, would anyone want to do such a thing? Because the venom is actually used to make antivenom, which is the only substance in the world that can save someone from the effects of a snake bite. And while snake bites might be relatively rare here in the U.S., in some parts of the world (Sri Lanka, for example), snakebites are a tragically common cause of death, especially for children. Snake milkers provide the raw material for making antivenom, which means they’re indirectly saving thousands of lives.
Most snake milkers need a master’s degree or Ph.D. in biology or a related field, and salary information is not widely publicized. At least one snake milker (the one profiled by Business Insider) does it for free and without any credentials. And in case you were still on the fence, most snake milkers get bit eventually. Several times. So if you’re not prepared for frequent hospitalizations and possible time off on life support, maybe you should just stick with your plan to become a helicopter musterer.
Nuclear gypsy
You have to really need the money to work as a Mount Everest Sherpa or a ship breaker. But how badly do you have to need the money to clean up nuclear waste? That would, at the very least, make it difficult to socialize at parties, you know, with everyone involuntarily moving away when you tell them what you do for a living. Or when they notice the faint glow as the lights come down.
“Nuclear gypsies” are unskilled workers in Japan who generally end up with the dirtiest, most dangerous assignments at nuclear power plants. They’re recruited from day labor sites and aren’t usually told what they’re going to be doing for the day until it’s too late to turn back. According to the LA Times , such surprise jobs might include cleaning up radioactive water, putting nuclear waste into drums, or visiting the site of a recent nuclear meltdown.
You’d think if someone measured how much radiation gets absorbed by the bodies of nuclear workers, conditions at Japanese nuclear power plants might start to improve. Well, someone did do that, and as it turns out, nuclear gypsies account for around 96 percent of the total radiation that Japanese nuclear workers absorb. (The other 4 percent is absorbed by permanent employees.) So basically, Homer Simpson naps at his desk and everyone else turns into one of those three-eyed fish that lives in Springfield Lake. And you thought Japan was an advanced country.
Volcano mining
If you’ve ever found yourself looking into the mouth of an active volcano, you’re probably either an avid mountaineer checking something off your bucket list, or you’re an unfortunate 13th-century Mayan virgin in a
20th-century Hollywood movie. For most people, gazing into an active volcano is a once-in-a-lifetime experience.
But not for everyone, including vulcanists and volcano miners. Vulcanists study volcanoes and usually have lots of safety equipment on hand. Volcano miners work in volcanoes and usually don’t have safety equipment of any kind, unless you count the rags they stuff in their mouths to keep back the fumes.
If volcano mining was a thing in the U.S., it would probably be regulated and re-regulated, and the regulations would have regulations. But we aren’t talking about volcanoes in Hawaii, we’re talking about volcanoes in Indonesia. According to CNN , the people who mine the Ijen volcano in East Java might come to work in a T-shirt, and the tools of the trade are a pole and a couple of baskets on a stick. They’re mining for sulfur, and they often spend long hours in absolutely toxic conditions, inhaling the volcano’s poisonous fumes because their employer doesn’t give them gas masks. The job pays the equivalent of $12 a day, which is sadly a lot more than the men might earn working as farmers. Kind of makes underwater welding sound like a cushy gig, doesn’t it?
White Helmets
The White Helmets are members of the all-volunteer Syria Civil Defence organization. When bombs take out entire buildings and everyone is fleeing the destruction, the White Helmets are the ones who go back in hope of finding survivors.
This isn’t like rescuing people after an earthquake or a tornado. With natural disasters, you can at least be sure no one planted any bombs in the rubble. According to CNN, in Syria, rescue efforts are hindered by “double taps,” which are bombs that deliberately target first responders. How’s that for cold-blooded? Eat your hearts out, snake milkers.
If you want to spend the rest of the day telling your co-workers that your eyes are bright red because you have allergies and not because you’ve been sobbing uncontrollably in your cubicle, go ahead and watch some of the YouTube videos of White Helmets saying goodbye to their children before heading off for a day of pulling babies from piles of rubble in war-torn Aleppo.
There are 3,000 White Helmets in Syria and as of January 2017, 145 had been killed in the line of duty, which would be a death rate of 4,833 per 100,000. That’s just slightly higher than the death rate for a Mount Everest Sherpa. But they keep doing it, not for the $150 a month paycheck but for the tens of thousands of people they’ve rescued since 2012. And that’s actually pretty humbling.

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job first or sancturay city first?

Sanctuary cities a lot of towns today want to be a Sanctuary city but I say there is one problem I am not talking about the terrosit I am talking about before we bring in more people to our towns number one we need to bring in jobs that have livable income, two get our home less veteran off the street and every one else to. We need to find a way to get rid of the gangs that some towns have and rebuild the slums with out taking down historical buildings.
but today the cities want to bring in people and give the people jobs and a place to live even if they came in to the us as illegal aliens. I do welcome all people who come to the us thought the right channels. My grand folks had to sneak out of Russia in their time but they came to us through the right channels.what good is a sanctuary city if there no money for people to have jobs and place to live . I think it will bring more towns in to slum area. I say let fix up the towns get jobs, take the homeless off the street , Have some kind of nation medical for every one and then after all that is fix up then bring people in and make the city a sanctuary city. Yes I know it hard to tell who the bad people are and who are the good people.
I know some other countries have a pre screen which we can not do in US because it call race profiling or some thing like that .this is why we can not do it in the us . Yes there is some people in us who like to change the law so the us can do it. But if that happens other things can go wrong to.Just let you know I am not against sanctuary cities I just want to see jobs come to the town or city first. if every one works then there more money to spend and if more people come in and have a job then more money to spend. OK that it for this one.

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Targeting the Skilled Worker; Trump’s Next Executive Order
April 18, 2017

For decades, American ‘Head Hunters’ have traveled the world searching for the ‘best and brightest.’   No matter what one is being paid in a 3rd or 4th world country it is a fraction of what they’d get in American Mega-Bucks.

Getting $100,000.00 a month is Jamaica is less than $1,000 a month in America.  To pay this precious worker $2,000 a month, put him or him and his family into a premises, and make loans for a car easy and interest free is enticing.

An America would be expecting more than $1,000 a week plus every kind of benefit from health to free car.

It is cheaper to hire the ex-pat who is so grateful and willing than an American who knows his rights.

To bring jobs home is easy if one gets rid of these persons.  Sure, it costs the company more, but there are Americans who can fill the jobs.  Why should a Techie in America be unable to find a job with Big Company because it is jammed packed with people from India, Africa, the Caribbean and Asia?

This doesn’t cause any real problems for America.   It isn’t moving a factory.    It is simply letting go a few thousand non-Americans, replacing them with Americans and moving forward.

Many years ago, when I was just a kid, I recall reading about how many factories had been moved abroad.  I recall a small town which virtually was destroyed when the factory was moved.

There had been thousands of employees, working round the clock in that factory.  There were supermarkets to sell them food, contractors to build them houses, a movie theatre, schools, doctors, lawyers, all sorts of businesses which catered to those people who worked at the at factory and their relatives who worked at one of the subsidiary businesses created to provide for those who worked at that factory.

When that factory closed, all of those people who worked there became unemployed, has no other form of income, and began to move away so the town was virtually deserted.

Why action hadn’t been taken way back then is a condemnation of previous administrations.  For not only did Americans lose work, those abroad were exploited by American companies.

In Jamaica a factory opened.   It had been moved from South Korea.  It was moved because the minimum wage in South Korea increased.  I believe it was raised to the equivalent of $1.00 US per day.  As Jamaica minimum wage was $30 Jamaican, (at the time) and our dollar was two for one,  That meant it would be $15.00 a week, US for a forty hour week.

Those who were employed at the factory were exploited, treated as dirt, and a government inquiry was held.  All of these facts came out.

In annoyance, America moved the Factory to South America, where it could pay even less and bribe government officials to prevent inquiries to this wage slavery.

Bringing these jobs home will, of course, put the wage slaves out of work, but will prevent American companies from exploitation.


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Some People Don’t Think of Consequences
April 13, 2017

This is a true story, the only things I’m changing are the names and some locations.

Errol was married to Roberta and they had two little children.  Errol had not really settled down.  His company sent him and his family to another country where they lived as millionaires.   Errol had never been rich so was overcome by his ability to buy and go and do.

Errol got into a kind of dancing and would go every Thursday night to a special club.  He’d often dance with Tami.

Besides his dancing he was taking courses at a University and involved in a local organisation where he was able to get on the Board of Directors.

He spent very little time with his wife and children,  in fact, outside of work, most of his time was spent with Tami.

When his overseas ‘tour’ was six months from ending, his wife and children went home.   Then he spent more time with Tami.

When he got home he learned his wife had a long running affair with one of his bosses while they were abroad, and despite all his education and knowledge, behaved stupidly which enable his wife to get all kind of orders and restrictions.

As the divorce proceeded, Errol sent for Tami, paid her ticket, and set her up as his next wife.

For some reason Errol decided to break up with Tami, ship her back to her home and move on.

In some twisted part of his heart he needed to hurt Tami, who really had nothing to do with his broken marriage.   His wife/ex-wife hadn’t known about her, as she was too busy enjoying his boss.

However, Errol decided to have a new girl friend and to post her pictures all over his Facebook page.

Maybe she was a nice girl, but the images of her dancing made her look like a $10 whore.  Whether she made those pouts and smiles to be cute, it looked like he was dancing with someone he bought on a corner.

Tami blocked the photographs so if he were trying to hurt her, it didn’t work.

But, it hurt him.

Today, most employers check the Facebook pages of their employees and possible employees.   One applies for a post and if not asked their Facebook page,  an employer will enter their names.

If the employee or potential employee has a page of rubbish, well, that is not the kind of person one wants on their staff.

Errol’s page is full of images of he and his new gal, (who looked like someone you wouldn’t want to be seen in sunlight with).   So, his employer let him go and potential employers turned him down, and he wound up in a rather small job despite his bucket of qualifications.

When you post rubbish like Errol does, you have to expect that everyone will see it.   If you had a business, would you hire a guy who is fascinated by dancing with some gal who you assume has a register on her bed?

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The younger lot and their priorities
March 26, 2017

I have always felt it that some of us are more psychologically unsecured than others and my feeling in this regard has somewhat grown in last couple of weeks. I have been in touch with people from different age-groups, countries, beliefs etc and have felt that people feel unsecured due to different reasons today compared to what I felt a decade back or even before that. In fact the tendency of feeling of an uncertain future is growing rapidly with every passing day.

I have tried to look into the reasons of people’s feeling of insecurity in my circle or the people I come in contact personally as a trainer in a particular field and as a member of the society and I have reached to a reason which is not new but probably reflects the way why people are behaving or reacting in such a manner.

I am sure the problem our society faces today is altogether different from people living in developed countries where people are not as hard pressed for getting a job or getting a job of their choice which is one of the main reasons of people’s mental state in our society besides in other countries selection is based on qualification and experience in a particular field rather than being from a particular caste.

There is another important factor which is cause of stresses is that most people in our country are not I a job which was their first choice but they joined because they had no option. They had certain dreams according to their qualification or interest but did not get chance to get a job in that certain field.

So, as parents they wish to see their dreams fulfilled by their son or daughter forcing them to choose a field which perhaps they wanted to chose for themselves. That becomes the beginning of the problem in most cases as the time is changing fast and what was considered a good job 10-15 years before has lost its charm or value.

The younger generation has different dreams and a number of opportunities to choose from. They have their own ideas, own dreams to fulfill and their own priorities. I have a message for our younger generation here.

It is for the ones if you panic when you face the problems of your life? I suggest be patient and enjoy the situation, take them happily and think that you are getting closer to your goals so look at the positive aspect of the situation. In fact, you do not have to take any of your problems as a burden on you but face them like you face other smaller problems of your life.

It’s better to connect your problems with your regular work because that is really important to you which will keep you ahead in your life. It’s better to explorer newer avenues in your problems because that way you are becoming a tough nut to break. Put in all your best efforts no matter what it takes to overcome them.

Image source  https://pixabay.com/en/hurry-stress-time-management-2119711/

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